It’s one of those things in life that you don’t often need, until you do. That’s why this week at Pinnacle Garage Doors, we’re talking insurance and insurance claims for your garage door.
While we advocate yearly servicing to keep your garage door operating at peak performance, accidents can and will happen.
Damage to your garage door can occur in a number of ways, such as vehicular or incidental collision, storm or hail impact or even as a result of vandalism.
A damaged garage door that won’t close properly can present an easy target for burglars as your security is greatly compromised.
Panel damage also leaves the door vulnerable to the elements and greatly reduces the protection afforded to the contents inside.
Furthermore, if the door is dented or warped then additional strain may be put on the motor, springs and tracks, which can lead to further unwanted costs arising.
As such, it’s crucial that you have your garage door repaired as soon as possible, and this is where insurance and Pinnacle Garage Doors come in.
Your garage door is considered part of the structure of your property and subsequently, most building or residential insurance policies cover damage to your garage door – depending upon the circumstances.
Additional insurance or optional extras can be obtained to cover motor burnout in the event of fusing or burning of wires.
What to do if your garage door gets damaged
- Contact your insurance provider – explain the situation and obtain an insurance claim number.
- Obtain a quote and damage assessment from our friendly and knowledgeable customer service team – we can answer any questions you may have regarding like-for-like replacement; colour, style and specification options; installation or repair timeframe.
- Inform your insurance provider of the quote and assessment details provided.
- We will then liaise with your insurance company to get your door fixed or exchanged rapidly.
Even if you don’t have insurance that covers your garage door or mechanism, give our professional team a call today for a free no obligation quote – our staff will provide you with expert guidance to find the best solution for you and your budget.
We’ve seen it all and we’ll repair or replace your garage door to the highest stand, backed by our 12-month installation guarantee.